WORLD BANK ADJUSTMENT LENDING AND ECONOMIC PERFORMANCE IN SUB-SAHARAN AFRICA: SOME INDICATIVE RESULTS*

Ibrahim A.Elbadawi**

1. INTRODUCTION

The average performance of the economies of SSA has worsened over the last two decades, and by the turn of the 1980s decade economic conditions in the continent assumed crisis proportions. Real GDP growth rate declined from an annual average of 3.7% in 1970-81 to only 1.4% for 1982-85. With the high and steady rate of population growth in Africa, this translated into substantial declines in the standard of living with per capita income declining at an average rate of 0.9% in 1970-81 and 2.5% in the following period 1982-85. Other concomitant aspects of Africa's economic crisis are reflected in the sharp declines in foreign sector indicators. Thus, between the above two sub-periods the average rate of growth of exports declined from 2.6% to 1.1% per annum.

The worsening export performance is closely related to the declining share of agriculture in the domestic economies of SSA and the expansion of the non-traded service sector between the two periods (Table 1.1). Similarly, the average ratio of external debt service to exports increased sharply from an average of 9.6% in 1973-81 to average 16.7% for the 1982-85 period (Table 1.2), the stock of external debt to GDP ratio also rose from 39% in 1980 to 69% in 1987. In short the story of economic performance in Africa is summed up by Oyejide (1990), "there is very little debate regarding Africa's poor economic performance and the long-term nature of the decline in living standards, particularly during the 1980s. But controversy continues to surround the issue of which factors are responsible for the crisis".

 

1970-81

1982-85

1986-89

Real growth rates

GDP

Exports

3.7

3.6

1.4

1.1

2.0

3.3

Share in GDP

Agriculture

Manufacturing

Services

39.3

20.1

37.9

36.7

22.0

41.3

36.3

21.7

41.2

Share in labor force

Agriculture

Manufacturing

Service

78.5

7.8

13.7

--

--

--

--

--

--

Rural population (% of total population)

79.6

74.4

71.2

Source: World Bank Data Bank (BESD)

It is important to emphasize that, while the before and after analysis of economic performance should be useful in helping us understand what actually happened after implementation of the reform; it is not suitable, however, for addressing the ultimate question of whether or not the Bank-assisted reform programs have had significant effect on economic performance7. Section 4 concludes.

Indicator

1973-81

1982-85

1986-89

Investment to GDP ratio

Domestic Savings to GDP ratio

Resource Balance to GDP ratio

Imports to GDP ratio

Debt Service to Exports ratio

BEER (1980 = 100) 1/

Terms of Trade Index

Rate of change of CPI (inflation)

Black market exchange rate premium (%) 2/

Fiscal Deficit to GDP ratio

External Shock 3/

External Financing (net flows in 1980 US$ mn)

Total 4/

Public

Private

21.5

13.0

-8.3

37.2

9.6

95.5

106.3

16.5

128.9

5.3

0.1

7830 (29%)

7136 (28%)

694 (55%)

18.7

8.8

-9.7

37.0

18.4

113.5

91.6

17.7

221.9

7.4

-5.3

3839 (-28%)

3357 (-30%)

482 (-13%)

17.1

9.1

-8.0

34.5

26.4

89.4

80.8

20.5

90.9

7.8

-2.2

4635 (25%)

4272 (31%)

363 (.03%)

2. THE DEMAND FOR ADJUSTMENT AND ECONOMIC PERFORMANCE IN SUB-SAHARAN AFRICA: A PRELIMINARY ANALYSIS

In this section we will provide a preliminary analysis of the possible determinants of the demand for Bank-assisted adjustment. Here we will review initial conditions in terms of policy stance and economic performance during the 1970s for the three groups of comparators (EIAL, OAL, NAL), from SSA countries, where the above three groups were selected according to the criteria explained in the introduction to this paper.8

2.1. The Determinants of the Demand for Adjustment

The main objective of the analysis of this sub-section is to examine whether or not there exits a systematic association (and perhaps causation) between the initial conditions in the 1970s and the response of the economies of the different comparators to the massive adverse exogenous shocks of the late 1970s and early 1980s; and hence between the former and the demand for, and implementation of, Bank-assisted economic reform on the part of the countries with the most unsustainable initial conditions.

2.2. Summary

We emerge from the above discussion with the following broad conclusions:

Table 2.1: Initial Conditions (period averages, 1970-1980)

External

debt as

% of GDP

Debt

service

as % of

exports

Real

effective

exch. rate

Fiscal

deficit as % GDP

Resource

balances

as % of

GDP

Annual avg. rate of

inflation

Real

GDP

growth

Domestic

saving as

% of GDP

Invest-

ment

as %

of GDP

Export

as %

of GDP

EIAL

LIC

SSA

46.5

33.1

8.7

7.7

97.9

93.8

9.0

6.6

-5.9

-10.6

13.5

14.9

4.0

3.7

16.9

16.1

22.8

24.7

29.1

30.2

OAL

LIC

SSA

39.7

26.3

6.2

5.5

98.7

93.1

9.1

3.6

-10.2

-13.6

13.7

14.8

3.2

3.2

8.1

6.4

18.3

20.5

18.0

21.0

NAL

LIC

SSA

23.8

23.5

6.7

3.8

97.5

98.0

4.6

2.4

-7.8

-10.1

10.5

10.9

4.1

6.0

9.7

12.8

17.5

21.1

19.0

30.2

Table 2.2: Selected Indicators of Policy Stance

 

Real effective exchange rate

Ratio of fiscal deficit to GDP

 

1970-80

1981-82

1983-84

1985-86

1970-80

1981-82

1983-84

1985-89

EIAL

LIC

SSA

97.9

93.8

116.5

120.3

111.5

126.3

83.5

88.5

9.0

6.6

9.8

10.7

7.4

7.3

5.7

5.8

OAL

LIC

SSA

98.7

9.31

104.3

106.8

111.7

108.8

81.2

94.4

9.1

3.6

8.8

6.8

9.8

7.5

8.2

9.0

NAL

LIC

SSA

97.5

98.0

105.6

106.7

114.5

117.2

106.4

123.7

4.6

2.4

7.7

7.5

8.5

11.1

7.7

8.2

Table 2.3: External Shocks

 

1981-84 compared to

1970-80

1985-89 compared to

1970-80

1985-89 compared to

1981-84

 

Terms

of

Trade

Real

Int.

Rate

Total

Shock

Terms

of

Trade

Real

Int.

Rate

Total

Shock

Terms

of

Trade

Real

Int.

Rate

Total

Shock

EIAL

LIC

SSA

-10.6

-13.6

-2.0

-1.8

-12.6

-15.4

-14.0

-13.4

-3.2

-3.4

-17.2

-16.8

1.6

1.7

-0.5

-0.6

1.1

1.1

OAL

LIC

SSA

-8.6

-6.9

-1.6

-1.4

-10.2

-8.3

-9.7

-9.8

-3.6

-3.2

-13.3

-13.0

-1.7

-2.5

-0.8

-0.8

-2.5

-3.3

NAL

LIC

SSA

-18.7

-15.3

-0.9

-1.1

-19.6

-16.4

-9.5

-8.5

-2.0

-2.3

-11.5

-10.8

3.1

6.7

-0.6

-0.7

2.5

6.0

Table 2.4: Country Performances

 

Real GDP Growth

Investment to GDP

Domestic Saving to GDP

 

1970-80

1981-84

1985-89

1970-80

1981-84

1985-89

1970-80

1981-84

1985-89

EIAL

LIC

SSA

4.0

3.7

0.1

0.1

3.7

3.7

22.8

24.7

18.4

18.4

16.2

16.9

16.9

16.1

11.8

9.9

10.2

11.0

OAL

LIC

SSA

3.2

3.2

2.1

3.1

3.2

3.0

18.3

20.5

19.3

21.5

19.7

18.7

8.1

6.4

3.3

5.9

7.7

5.3

NAL

LIC

SSA

4.1

6.0

3.1

4.5

2.2

2.3

17.5

21.1

19.1

18.2

17.7

17.3

9.7

12.8

6.0

10.6

10.2

15.0

 

Export to GDP

Export Shares

Inflation

 

1970-80

1981-84

1985-89

1970-80

1981-84

1985-89

1970-80

1981-84

1985-89

EIAL

LIC

SSA

29.1

30.2

27.3

27.7

28.2

29.6

3.4

3.5

3.2

4.0

"

"

13.5

14.9

51.6

21.0

170.4

15.0

OAL

LIC

SSA

18.0

21.0

19.4

19.6

19.2

18.5

0.8

0.8

2.3

0.7

"

"

13.7

14.8

22.6

24.5

23.5

24.6

NAL

LIC

SSA

19.0

30.2

18.1

32.9

23.0

30.3

2.2

0.9

2.4

0.7

"

"

10.5

10.9

7.7

8.3

6.7

5.0

3. A PRELIMINARY LOOK AT ECONOMIC PERFORMANCE BEFORE AND AFTER ADJUSTMENT

3.1. The Post-reform Economic Performance in SSA

To compare the performance of EIAL, OAL and NAL countries before and after implementation of reforms, I analyzed five indicators of economic performance - real GDP growth, domestic investment to GDP ratio, saving GDP ratio, export to GDP ratio, and domestic inflation - in the three periods, 1970-80(first), 1981-84 (second), and 1985-89 (third).

Table 2.4 shows that real GDP growth rose significantly for EIAL countries from an annual average of 0.1% in the second to 3.7% in the third, which re-established the average set for the first period. OAL countries virtually maintained their pre-program performance, where real GDP growth declined by 0.1% in the third compared to the second and by 0.2% compared to the first. The NAL countries on the other hand, experienced continued economic decline where average annual real GDP growth came down from a high of 6% in the first period to 4.5% in the second and only 2.3% in the third.

The investment ratio declined steadily for all countries where between period one and three it came down by 32% for EIAL, by 9% for OAL, and by 18% for NAL countries. The saving ratio also declined by 32% and 17% for EIAL and OAL respectively, between the two periods; the NAL countries on the other hand, increased their saving ratio by 17% between the same periods.

Compared to period two, EIAL countries managed to improve their export performance by almost 2 percentage points of GDP and came close to the 1970-80 average ratio of 30.2%. For the other two groups, the deterioration in export performance, however, could not be arrested; between the last two periods, the export ratio declined by 1.1 and 2.6 percentage points of GDP for OAL and NAL, respectively.

Finally, with respect to domestic inflation, NAL countries significantly outperform both of the EIAL and OAL countries in periods two and three; the EIAL countries, however, reduced their price inflation in the third period to levels comparable to the first period, while OAL countries' inflation did not improve between the last two periods.

3.2. External Shocks and Policy Stance

In the previous analysis we discussed the magnitudes of the external shocks for each of the three groups between periods one and two. Compared to period one, all three groups received negative shocks in period three, albeit to a lesser extent than the shock of the early 1980s for EIAL and NAL countries. This implies that external conditions have been conductive to improved economic performance over the third period in these two groups of countries. Between the last two period terms of trade improved by 1.7 and staggering 6.7 percentage points of GDP in EIAL and NAL countries, respectively. These terms of trade improvements were more than enough to account for the still rising cost of external borrowing which increased by 0.6 and 0.7 percentage points of GDP, respectively, for the above two groups. The terms of trade for OAL countries on the other hand, worsened by 2.5 percentage points of GDP to add to a 0.8 percentage point foreign interest cost for these countries.

In the third period the EIAL countries clearly distinguished themselves from others in SSA in terms of fiscal policy and real depreciation. In comparison to period two, the average annual real exchange rate in period three is 30% depreciated in EIAL countries, compared to only 13% for OAL countries and a 5% appreciation for NAL countries. NAL countries also cut down on their fiscal deficit ratio in period three by 3.2 and 0.8 percentage points of GDP relative to periods two and one respectively; compared to an increase of 1.8 and 5.4 percentage points for OAL. The fiscal deficit ratio in NAL countries was still almost 6 percentage points of GDP higher in period three compared to the first, even though it came down by about 1.2 percentage points of GDP between the last two periods.

3.3. Summary

To recapitulate, the following broad conclusions can be state

 

1971-80

1981-84

1985-86

EIAL

LIC

SSA

5.1

5.2

5.1

5.0

5.1

5.4

OAL

LIC

SSA

5.7

6.0

5.7

5.9

6.0

6.2

NAL

LIC

SSA

5.1

5.4

5.4

5.6

5.3

5.6

4. CONCLUSIONS

The main conclusion of the preliminary analysis of this paper regarding the causes of the economic crisis that swept sub-Saharan Africa over the 1980s, is that the adverse exogenous shocks that impacted the continent - and other developing countries - over the first half of the 1980s, have certainly been the trigger that pushed these economies to the brink of crisis and to the subsequent adoption of the Bank-assisted type reforms; the exogenous shocks, however, do not by themselves, explain either the economic decline or the adoption of reform in sub-Saharan Africa. Our analysis shows that the group of sub-Saharan African countries that undertook the Bank-supported adjustment have in fact entered the 1980s decade with relatively weaker economies; hence, it is natural, therefore, that the exogenous shocks have had a much more devastating impact on the economies of the EIAL and OAL countries of SSA than their NAL counterparts. The interaction between the external shocks and the initial conditions that prevailed in the 1970s is key to understanding why both of the two developments happened for certain countries and not others.

A related question that was not addressed in this paper is the effectiveness of Bank-supported reform programs in improving economic performance in the adjusting countries of sub-Saharan Africa relative to the others. While the before and after approach of this paper gives a picture of what has actually happened after the implementation of the program, it does not, however, answer the question regarding the effectiveness of programs. To address this question satisfactorily, the marginal contribution of the program must be estimated for given initial conditions, exogenous shocks, and the counterfactual policy stance that would have prevailed in the absence of the program. This requires a methodology that allows for endogenizing the participation decision itself (see Elbadawi 1992).

NOTES

REFERENCES

World Bank (1985). Annual Report, Washington, D.C., World Bank.

APPENDIX A

A.1 Some Definitions

All the data used in the analysis are taken from the World Bank's ANDREX data base except the real effective exchange rate, which is from IMF statistics. The sample consists of 45 low income countries, listed in Table A.1. The sample period is 1970-89.

The variables are defined for three periods: 1970-80 (first), 1981-84 (second), 1985-89 (third). The number following the variable is the period, i.e. GDP2 is the rate of GDP growth in period 2. Variables with a number 21 mean period 2 relative to period 1 and with number 32, period 3 relative to period 2. Following is a description of the variables.

Five indicators

GDP = Rate of GDP growth

GDI = Gross investment to GDP ratio

GDS = Gross domestic saving to GDP ratio

X = Export to GDP ratio

INFL = CPI inflation

Others

INT = Internal shock12

EXT = External shock (positive)

CAB = Current account balance to GDP ratio

DEBT = Total debt to GDP ratio

REER = Real effective exchange rate

TOT = Terms of trade index

POL = Index of political pluralism13

Dummy variables

AFR = 1 if a country is African, 0 otherwise

LAC = 1 if a country is Latin American, 0 otherwise

ASIA = 1 if a country is Asian, 0 otherwise

MIC = 1 if a country is middle-income, 0 otherwise

PROG = 1 for EIAL (program countries), 0 otherwise

A.2 Overview of the Data

The data used in the analysis is taken from the World Bank's ANDREX data base, except the real effective exchange rate which comes from IMF calculations. The sample contains observations from 45 low income countries during the sample period 1970-89; the period for which data are available for all relevant macroeconomic variables. Only constant price series were used. Most EIAL countries carried out a real depreciation in 1985-89, thus, the relative price of investment goods and exports rose relative to the early 1980s. Therefore, to measure the contribution of growth in the supply response of exports, it is better to work with GDP and export to GDP ratios in constant prices. For completeness and to satisfy the adding up condition, savings ratios at constant prices were also used. In the analysis, two categories of countries were define EIAL, program countries and a "control" group, the non-program countries, consisting of OAL and NAL. The OAL are considered non-program countries because they received too few adjustment loans during the period analyzed.

The sample period was divided into three periods: 1970-80 (first), l1981-84 (second) and 1985-89 (third), with the latter corresponding to the adjustment period. A comparison was made of the program countries' performance in the third period with respect to some counterfactual scenario of what would have happened in the absence of an adjustment program. Simple period averages of the following five indicators were use rate of GDP growth, inflation and the ratios of gross domestic savings, gross investment and exports to GDP. Thus, for each country j, there is an observation for variable i in periods one, two and three. (A complete list of the variables used in the analysis is presented in Appendix A).

Table A.1: Country Classification

I. EIAL (Early Intensive-Adjustment-Lending Countries) (14)

Bolivia

Cote D'Ivoire

Ghana

Kenya

Madagascar

Malawi

Mauritania

Mauritius

Nigeria

Pakistan

Senegal

Tanzania

Togo

Zambia

II. OAL (Other Adjustment-Lending Countries) 16

Bangladesh

Burkina Faso

Burundi

Central African Republic

China, People's Republic of

Congo, People's Republic of

Guinea

Guinea-Bissau

Guyana

Mali

Niger

Sierra Leone

Somalia

Sudan

Zaire

Zimbabwe

III. NAL (Non-Adjustment-Lending Countries) (11)

Benin

Botswana

Cameroon Ethiopia Haiti India

Liberia

Myanmar

Rwanda

Sri Lanka

Yemen Arab Rep.

Notes: EIAL are countries that have received 2 SALs or 3 adjustment operation or more,

with the first adjustment operation in 1985 or before.

OAL are other countries receiving adjustment lending.

NAL are countries that did not receive AL in the period 1980 to 1988.

Table A.2: Indicators of Performance: EIAL Countries

 

GDP1

GDP2

GDP3

GDI1

GDI2

GDI3

GDS1

GDS2

GDS3

X1

X2

X3

INFL1

INFL2

INFL3

Bolivia

0.042

-0.026

0.009

0.219

0.096

0.056

0.206

0.124

0.016

0.291

0.209

0.263

0.233

4.255

24.141

Cote D'Ivoire

0.060

-0.002

0.009

0.200

0.164

0.096

0.217

0.161

0.145

0.350

0.356

0.312

0.122

0.066

0.035

Ghana

0.005

-0.016

0.055

0.072

0.048

0.065

0.071

0.042

0.058

0.132

0.073

0.084

0.435

0.753

0.263

Kenya

0.082

0.021

0.056

0.303

0.209

0.197

0.258

0.189

0.176

0.368

0.256

0.255

0.121

0.135

0.081

Madagascar

0.011

-0.022

0.026

0.126

0.101

0.108

0.008

0.000

0.012

0.130

0.099

0.100

0.094

0.229

0.152

Mauritania

0.016

0.004

0.038

0.282

0.375

0.256

0.078

-0.012

0.152

0.372

0.469

0.526

0.096

0.099

0.126

Mauritius

0.056

0.040

0.077

0.297

0.208

0.321

0.295

0.197

0.375

0.527

0.470

0.590

0.150

0.097

0.061

Malawi

0.062

0.016

0.028

0.321

0.193

0.137

0.168

0.148

0.081

0.230

0.208

0.227

0.095

0.138

0.192

Nigeria

0.044

-0.047

0.032

0.194

0.159

0.083

0.207

0.119

0.090

0.223

0.112

0.125

0.153

0.228

0.200

Pakistan

0.047

0.066

0.064

0.190

0.190

0.185

0.096

0.147

0.184

0.129

0.132

0.144

0.124

0.076

0.061

Senegal

0.019

0.032

0.032

0.181

0.150

0.154

-0.286

-0.082

-0.169

0.293

0.328

0.353

0.104

0.117

0.027

Togo

0.044

-0.017

0.033

0.340

0.248

0.227

0.328

0.201

0.121

0.413

0.453

0.475

0.103

0.092

0.003

Tanzania

0.034

0.006

0.038

0.241

0.208

0.211

0.146

0.110

0.085

0.122

0.131

0.101

0.142

0.292

0.319

Zambia

0.015

0.002

0.023

0.411

0.149

0.145

0.447

0.113

0.136

0.466

0.367

0.356

0.112

0.165

0.469

Notes: GDP = rate of growth of GDP

GDI = gross domestic investment to GDP ratio

GDS = gross domestic saving to GDP ratio

X = total exports to GDP ratio

INFL = inflation

The numbers after the variable mean period 1, period 2 and period 3.

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